Loan Officers - Dar Es Salaam

Our client, a leading microfinance company committed to empowering individuals and small businesses through accessible financial services, is seeking Loan Officers to be key players in their mission to deliver exceptional financial solutions. This role is pivotal in ensuring customers receive the best financial support tailored to their needs, maintaining high standards of service, and contributing to the company’s growth and success. The Loan Officers will be responsible for managing and overseeing the loan process, from application to approval and disbursement.
Responsibilities :

• Evaluating loan applications and determining creditworthiness based on established criteria and guidelines.
• Developing and maintaining relationships with customers, providing exceptional service and support.
• Conducting thorough risk assessments and financial analysis.
• Analyzing the financial needs of customers and recommend suitable microfinance products tailored to their requirements.
• Educating customers on the terms and conditions of loan products, ensuring they fully understand the repayment schedules, interest rates, and associated fees.
• Conducting field visits to assess the viability of business proposals, verify collateral, and evaluate the performance and progress of existing loan customers.
• Managing the loan portfolio, ensuring timely repayments and addressing any issues to maintain a healthy repayment record.
• Preparing and maintaining accurate and detailed records of loan applications and loan disbursements using microfinance software and tools.
• Collaborating with the team to develop innovative financial products and services.