Titre du poste

Credit Officer - Harare

Description

Position : Credit Officer - Harare

About the Company
We are a growing microfinance institution committed to providing accessible and innovative financial solutions to individuals, businesses, and communities across diverse market segments.
As part of our expansion, we are recruiting a proactive and analytical Credit Officer to support our lending operations and ensure portfolio quality.
Role Overview
The Credit Officer will be responsible for client acquisition, loan appraisal, credit risk assessment, and portfolio management, while ensuring compliance with lending policies and regulatory guidelines. The Credit Officer will report to the Branch Manager.
Key Responsibilities

  • Client Acquisition & Appraisal: Market micro-credit products, identify potential clients, conduct site visits, and assess business viability.
  • Loan Processing: Prepare loan applications, verify documentation, evaluate financial data, and process loan paperwork.
  • Portfolio Management: Monitor active loans, track repayments, follow up on delinquent accounts, and implement recovery strategies.
  • Relationship Management: Build and maintain strong relationships with clients, partners, and community stakeholders.
  • Reporting & Compliance: Prepare periodic reports, ensure adherence to lending policies, and provide feedback for product improvement.
  • Risk Management: Analyse credit risks, recommend mitigation measures, and ensure compliance with legal and regulatory frameworks.

Required profile for job ad : Credit Officer - Harare

Qualifications & Experience

  • Diploma or Degree in Finance, Banking, Marketing, Business, or related field.
  • Experience in microfinance, banking, or related financial services is an added advantage.
  • Strong understanding of lending procedures, financial analysis, and risk assessment.
  • Strong analytical, numerical, and reporting skills.
  • Ability to work under pressure and meet targets.
  • Excellent customer service, communication, and negotiation skills.

Core Competencies

  • Credit Appraisal & Risk Assessment.
  • Portfolio Monitoring & Collections.
  • Customer Service & Client Retention.
  • Financial & Business Analysis.
  • Reporting & Regulatory Compliance.
  • Time Management & Teamwork.

Job criteria for job ad : Credit Officer - Harare

  • Job category :
    Accounting, controlling, finance
  • Industries :
    Banking, insurance, finance
  • Employment type : Permanent contract
  • Region : Harare
  • City : Harare
  • Experience level : 2 to 5 years
  • Educational level : Bachelor
  • Spoken language :
    english > fluent
  • Number of Position(s) : 1
  • Team management :
    Yes
Be cautious! Do not send money to a potential employer. Do not pay any money for a potential contract of employment or for pre-employment training.
Please report any irregularities by using the candidate contact form and selecting the subject "Report a job ad".
Type de poste
Temps plein
Lieu du poste
Harare, Zimbabwe
Date de publication
4 février 2026
Valide jusqu’au
5 avril 2026
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Poste : Credit Officer - Harare

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